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Let’s face it: It’s straightforward to be glum about retirement readiness right here in the USA.
In line with quite a lot of measures, the common U.S. employee seems to be on monitor for important retirement hardship, and plenty of thousands and thousands of People are going through a markedly decrease lifestyle after they retire.
Surveys present that even those that have amassed substantial nest eggs fear in regards to the potential results of market dangers and rising well being care prices, whereas fears about the solvency of Social Safety are additionally widespread.
Such points current an actual problem for employees and monetary advisors, however there are additionally causes for optimism within the information, particularly when one appears to be like past the common 401(okay) steadiness and considers the larger image. That’s, many People are making ready for retirement not as remoted people however as moderately as married {couples} or members of multi-generational households that, taken collectively, management important wealth and stand a superb likelihood of having fun with a financially secure retirement.
Finally, People face a combined image with regards to their retirement prospects, however you will need to spotlight areas the place issues are going properly, in order that the success will be replicated and constructed upon.
In that spirit, ThinkAdvisor presents the next slideshow of merry retirement info from 2023. The information factors present simply how dedicated People are to making ready for retirement, regardless of the challenges introduced by rocky markets and excessive inflation.
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