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Carmi Margalit and different analysts at S&P World Rankings suppose the outlook for U.S. life insurers appears to be like steady.
That may very well be good on your purchasers’ life insurance coverage insurance policies and annuities.
S&P is likely one of the companies that grade the power of bond issuers and insurance coverage suppliers. Its rankings assist decide whether or not insurers can borrow capital, what they pay for capital and the worth of their ensures. Having robust, steady rankings helps insurers earn extra by providing higher merchandise.
At S&P, “life stays probably the most extremely rated sectors,” Margalit mentioned Thursday at an S&P insurance coverage and reinsurance replace webinar.
For a have a look at 10 components influencing S&P’s evaluation of the life and annuity sector, see the gallery accompanying this text.
Credit score: Adobe Inventory
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