How do I file an auto insurance coverage declare with Erie?

The method for file an auto insurance coverage declare is far the identical, irrespective of which supplier you will have insurance coverage via. Usually, clients are required to succeed in out to an agent, present as a lot element as potential concerning the accident, after which wait for his or her declare to be reviewed.

Nonetheless, in some circumstances, particular person particulars concerning the submitting course of could differ from one insurance coverage supplier to the subsequent. For those who’re an Erie buyer and must discover ways to file an auto insurance coverage declare with Erie, maintain studying. We’re breaking down the submitting course of and the steps that you simply’ll must comply with.

Submitting an Auto Insurance coverage Declare With Erie

Submitting an auto insurance coverage declare with Erie is a simple course of. Regardless of the circumstances of the accident, you’ll must comply with every of the 4 steps outlined under.

Start Your Erie Declare

You’ve gotten into an auto accident. After receiving any needed medical care, submitting a police report, and getting your automobile moved to a secure place, it’s time to begin your auto insurance coverage declare.

With Erie Insurance coverage, you’ll must name your native Erie insurance coverage agent. For those who don’t have contact data for a neighborhood agent, it’s also possible to name 800-367-3743.

This agent will create your declare however seemingly received’t ask for a full report about what occurred in the course of the accident. This may occur in the course of the subsequent step of the submitting course of.

Attain Out to Your Erie Auto Insurance coverage Claims Agent

After your declare is filed, you’ll want to attend for a claims adjuster to succeed in out for extra data. This cellphone name will seemingly come inside simply a few days of submitting your declare.

Throughout this name, the Erie insurance coverage agent will ask you quite a lot of questions concerning the accident. Even when there’s a police report, the agent will seemingly ask you to recount the circumstances of the accident as properly.

This declare will then must be reviewed. You’ll seemingly be requested to substantiate your insurance coverage coverage quantity and claims quantity, so it’s a good suggestion to have each readily available whenever you’re anticipating the decision.

Evaluate Your Restore Choices

After a claims adjuster has reviewed your declare, they’ll focus on your restore choices with you. You’ll get to determine which choice you’d like to decide on.

For example, one restore choice that Erie gives is a photograph appraisal. As an alternative of going to a mechanic or restore store to get an estimate for the damages, you’ll submit images of your automobile, and Erie will use these images to create a tough estimate of the restore prices.

You’ll be able to select the place to get your automobile repaired after an accident typically, however in case you use one among Erie’s authorized restore outlets, you received’t must get an estimate first earlier than taking your automobile to the store for repairs.

Settle Your Erie Auto Insurance coverage Declare

The ultimate step in submitting an auto insurance coverage declare with Erie is to settle your declare. How lengthy it takes for an auto insurance coverage firm to pay out a declare is dependent upon quite a lot of components, together with the severity of the crash and injury and the estimated value to restore.

Most states have a regulation that states that insurance coverage firms should evaluation and course of claims inside a sure period of time. Usually, an insurance coverage firm should pay out your declare between 15 and 60 days of submitting.

If it’s been a couple of days or even weeks and also you haven’t heard out of your agent, you might choose to succeed in out to examine the standing of your declare. The best way to examine the standing of an auto insurance coverage declare is totally different for each firm.

For Erie Insurance coverage, you’ll must name the client assist line and supplier your coverage quantity and account data.

Learn extra: How lengthy does it take for Erie to course of an auto insurance coverage declare?

Ultimate Ideas on Erie Auto Insurance coverage Claims

You’ll be able to file an auto insurance coverage declare with Erie on-line or over the cellphone, however at all times ensure you have your coverage data, images of the injury, and driver and witness contact data prepared earlier than you begin the method.

It could additionally assist to have a police report back to corroborate your declare. Your Erie claims adjuster will ask for this data whenever you file a declare.