How To Cancel Spot Pet Insurance coverage

For those who’re occupied with canceling your Spot Pet Insurance coverage coverage, we encourage you to see our tips about the components you’ll wish to contemplate earlier than making a agency resolution. We even have recommendation on how and when to discover a new pet insurance coverage supplier to maintain your pup protected. Nevertheless, should you’ve already determined to cancel for no matter purpose, we offer you contact info and tips about methods to cancel your Spot coverage.

Learn Our Full Spot Pet Insurance coverage Overview

Spot Pet Insurance coverage Cancellation Coverage

Beneath is Spot Pet Insurance coverage’s official cancellation coverage:

You could contact us through e-mail, phone or in writing to advise us of the longer term date when this coverage is to cancel. You possibly can ship written notification by e-mail, fax or by mail. We are going to refund any premium that you’ve already paid for any interval after your final date of protection.

How To Cancel Spot Pet Insurance coverage

In contrast to another pet insurance coverage suppliers, Spot doesn’t have a helpful on-line cancellation kind you may fill out and submit. However they do offer you just a few choices to terminate your coverage.

Name To Cancel

For those who’d like to talk with a Spot consultant about canceling, name 1-800-905-1595. Customer support is on the market by telephone Monday by means of Friday from 8am to 8pm EST. Remember to have your coverage quantity helpful.

When you’re related with a consultant on the telephone, you may ask any questions on canceling your coverage. If they are saying they will terminate your coverage over the telephone, then you may proceed should you’d like. Nevertheless, they could request written affirmation. If they will cancel by telephone, we suggest asking them to e-mail you a affirmation message that the coverage has been terminated. Having it in writing will assist must you by chance be billed after canceling.

Electronic mail Or Mail To Cancel

Spot additionally offers you two written choices for canceling.

You possibly can ship your request by e-mail at [email protected].

It’s also possible to ship it through snail mail with a written discover of cancellation to:
Spot Pet Insurance coverage
990 Biscayne Blvd Suite 603
Miami, FL 33132.

For those who’d choose to deal with your coverage termination in writing, we suggest doing so through e-mail. That means, you may ask questions and obtain a fast affirmation of cancellation in writing.

Points To Think about Earlier than Canceling Your Coverage

You’ll wish to preserve just a few vital issues in thoughts earlier than terminating your coverage.

Different Insurers Will Exclude Pre-Present Circumstances

It’s important to know that any situations your pet was identified with earlier than or through the time your canine was enrolled in Spot’s pet insurance coverage will probably be excluded from protection by any new insurance coverage supplier.

This may be extraordinarily problematic in case your pup was identified with and handled for a persistent situation, comparable to arthritis, diabetes, most cancers, or allergy symptoms, throughout your Spot coverage protection. Will you be capable to cowl these veterinary bills your self? It could be smart to calculate your canine’s ongoing medical prices for a yr to find out should you can afford them.

Your Pet’s Age

Your present Spot coverage covers your pet for all times as long as you keep present on funds. Nevertheless, should you cancel your coverage and have an aged pet, chances are you’ll not be capable to discover a new pet insurance coverage coverage that meets your finances and wishes. Some suppliers have age limits and received’t insure new pets as soon as they attain a sure age (limits fluctuate by supplier).

Diseases & Accidents Can Happen Anytime

You could be contemplating terminating your coverage as a result of your pup has by no means had any medical issues. However remember the fact that accidents and well being situations can come up while you least anticipate them. Even should you plan on enrolling your pup with a brand new insurance coverage supplier, you’ll have ready intervals earlier than your new coverage’s protection kicks in. So it could be smart to overlap them throughout this time to ensure your pet just isn’t topic to any ready period-related protection gaps.

Continuously Requested Questions

Can I Get My Cash Again From Spot?

Sure, any pro-rated cash you have got paid prematurely for protection will probably be refunded after your coverage is terminated, as long as you don’t have any excellent claims.

Can I Cancel Spot At Any Time?

Sure, you may cancel your Spot pet insurance coverage coverage at any time. Nevertheless, if in case you have an excellent declare, it will be smart to attend till it has been settled and any cash because of you has been acquired.

What Is Spot’s Greatest’s 30-Day Cash-Again Assure?

You possibly can cancel your coverage for any purpose inside 30 days of the coverage efficient date, and Spot will refund 100% of any premium paid so long as no claims have been paid. For those who submitted a declare throughout this time interval, Spot will refund any premium in accordance with their common cancellation coverage. This 30-day money-back assure just isn’t obtainable in Maine or New York.

What Occurs To Pet Insurance coverage When A Pet Dies?

For those who’re canceling your pet insurance coverage coverage as a result of your pet has crossed over the rainbow bridge, please know you might be in our ideas. It’s evident that you simply cared immensely to your pet by insuring them to start with, and the bond you shared is unbreakable. We hope yow will discover consolation within the recollections you made collectively.

Relating to your query, after your pet dies, you need to contact Spot’s customer support by telephone. They’ll cancel your account for the day after your pet passes, however you’ll nonetheless be capable to file any last claims.

How To Discover A New Pet Insurance coverage Firm

For those who’d nonetheless wish to insure your pet however weren’t glad with Spot, you’ll want to learn our pet insurance coverage evaluations to see which pet insurance coverage firms we suggest most extremely. Moreover, you will get quotes from most of the prime pet insurance coverage firms by filling out the quote kind above.

We recommend doing all of your analysis and getting quotes earlier than you cancel your present coverage. This method can reduce the time interval that your pup isn’t coated between your earlier and new pet insurance coverage protection. It doesn’t matter what, pet insurance coverage is value it, and insuring your furry pals is a good way to guard your pockets and ensure your pets get the mandatory well being care they want.

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