For policyholders of Reliance Customary Life Insurance coverage Firm, often known as Reliance Customary, insurance coverage declare denials are far too widespread. By its very nature, the insurance coverage business is an advanced market that causes anxiousness and hardships for a lot of hardworking folks when their legitimate insurance coverage claims are denied.  In case your Reliance Customary insurance coverage declare was undervalued, delayed, or denied, don’t hand over. Donahue & Horrow LLP is your ally throughout these tough instances, and our authorized staff will struggle to safe the advantages you might be legally owed.

Our attorneys have intensive insurance and medical malpractice background and because of this, they know the entire techniques that insurance coverage carriers like Reliance Customary use to disclaim policyholders’ claims. Our authorized staff has taken on business giants to safe thousands and thousands of {dollars} yr after yr for our purchasers whose incapacity claims have been wrongfully denied. Contact us now.

We are going to struggle relentlessly so that you can safe your insurance coverage advantages and we’ll deal with you with the dignity and respect you deserve throughout this difficult time. Name us as we speak when you assume you might have been handled unfairly by Reliance Customary: (877) 664-5407.

About Reliance Customary – A Numerous Insurance coverage Provider

Reliance Customary’s insurance coverage portfolio consists of worker advantages options, incapacity earnings, and group time period life insurance coverage, and voluntary worker protection choices. Reliance Customary additionally gives dental & imaginative and prescient, stop-loss, restricted profit medical, annuity, and produce compliance services and products. In 2018, Reliance Customary’s whole property exceeded $14 billion.

Regardless of the corporate’s robust monetary standing, Reliance Customary continues to keep away from paying out incapacity advantages to folks throughout their time of want. In case your Reliance Customary insurance coverage advantages had been denied, contact us now and we’ll reply any questions you will have about your particular coverage and declare for free of charge. We’re right here to assist.

Reliance Customary  Insurance coverage Declare Denials – Widespread Techniques

Insurance coverage suppliers perceive that their long-term development hinges on avoiding paying out insurance coverage advantages. Sadly for policyholders like your self, which means Reliance Customary will do all it might to keep away from paying your declare on time, on the worth you deserve or denying your declare altogether. To realize these targets, the playbook usually consists of three distinct steps:

• Failing to be particular as to the data you must present to assist your declare;
• Misrepresenting your precise job duties; and
• Falsely claiming there’s not sufficient medical proof to assist your declare. 

It’s difficult sufficient to tackle an insurance coverage firm if you’ve been denied what’s rightfully yours, not to mention taking one on with enduring techniques designed to disrupt and delay your efforts. These companies usually attempt to “put on down” policyholders such as you within the hopes that you’ll hand over quite than struggle for the insurance coverage advantages you paid for and deserve. If Reliance Customary has tried a number of of those techniques with you, it could be a transparent signal the enterprise is making an attempt to wrongfully deny your insurance coverage declare:

• Conducting surveillance in an try and “catch you” performing in a fashion inconsistent along with your claimed restrictions and limitations;
• Stalling by asking for increasingly information to assist your declare, even when you already offered them with entry to your whole medical information;
• Counting on the opinions of in-house medical doctors, who overwhelmingly are likely to assist their employer, the insurance coverage firm; or
• Making an attempt to rescind your coverage as a result of the insurance coverage agent didn’t embrace data that you simply advised her or him on the appliance.

Actual Examples 

Reliance Customary’s technique to deny policyholders’ insurance coverage claims has been positioned underneath a microscope lately. Most lately, a dentist submitted a purposeful capability analysis to obtain incapacity advantages as he suffered ache that affected his focus and efficiency. Reliance Customary used its personal medical doctors to submit opinions to disclaim his insurance coverage declare. A court docket discovered that the dentist’s situation might pose a security concern to his sufferers and awarded him the advantages he was rightfully owed. 

Subsequent, a choose reversed a choice that originally denied a plaintiff’s declare for incapacity advantages. On this case, a girl wakened with dizziness and felt numbness in her decrease extremities. After in search of assist from a neurologist, she acquired advantages for 2 years. After this two-year interval, Reliance Customary stopped paying her advantages. A court docket would later require the corporate to research each her bodily and cognitive talents, a transfer that reversed the preliminary denial.

In 2017, the Courtroom of Appeals dominated in opposition to Reliance Customary in a case the place the plaintiff suffered from kidney most cancers and quite a few different illnesses. Reliance Customary denied her incapacity advantages and administrative attraction, arguing the plaintiff was not completely disabled. The Appeals Courtroom felt in any other case and upheld her incapacity advantages as mandated by the Worker Retirement Earnings Safety Act (ERISA).

Do Not Wait to Act!

Reliance Customary has confirmed that it can’t be trusted to do proper by policyholders resembling your self. If you’re coping with an insurance coverage declare denial from Reliance Customary, we urge you to take motion. Don’t delay one other minute. Insurance coverage claims have strict deadlines that should be met so as so that you can gather the insurance coverage advantages you might be owed. This timeline is very essential in case your coverage was issued by means of your employer and your declares are ruled by ERISA. Contact us now.

Confusion is a trademark of insurance coverage claims. Our authorized staff will struggle relentlessly to safe the insurance coverage advantages you might be legally owed. We are going to decipher your Reliance Customary insurance coverage coverage and interpret the phrases of the coverage to make sure your declare is profitable. Name Donahue & Horrow LLP now, for a free session: (877) 664-5407. We look ahead to listening to from you and serving to you to obtain the advantages that you’re entitled to.