A shoe salesman for main, high-end department shops obtained a six-figure settlement from a big incapacity insurance coverage firm with the assistance of Michael Horrow and the staff at Donahue & Horrow LLP. In February 2017, our consumer was in a motorcar accident that exacerbated his beforehand current neck and again points. After a four-decade profession as a salesman for main, high-end department shops, he was compelled to cease working on account of his escalating ache. 

Our consumer filed a incapacity declare below an insurance coverage plan offered by his employer and ruled by ERISA. Whereas it was initially accepted, after about 18 months of cost, the insurance coverage firm abruptly stopped paying his declare, stating that he may return to work in his earlier occupation.

After receiving the denial letter, the shoe salesman employed Donahue & Horrow LLP to assist along with his enchantment. Our authorized staff  efficiently proved to the insurance coverage firm that our consumer was unable to proceed working as a shoe salesman and his declare for advantages was reinstated. 

Sadly, a couple of months later, the definition of incapacity modified—rendering the shoe salesman’s lack of ability to carry out the duties of his earlier occupation inadequate to assist a declare for incapacity advantages. . Going ahead our consumer wanted to exhibit that his again and neck ache prevented him from performing the duties of “any occupation.”  Whereas our consumer offered medical data supporting his declare, the insurance coverage firm opined that he may return to work. Our consumer’s declare was denied as soon as once more.

Donahue & Horrow LLP dealt with his enchantment, however this time the insurance coverage firm refused to overturn its denial determination.  In response, a lawsuit was filed within the Federal Courtroom in Los Angeles, California.

After the lawsuit was filed, the events agreed to a mediation at which a settlement was reached.  Whereas the phrases of the settlement are confidential, our consumer was capable of obtain all the advantages that had been on account of him, even after factoring in attorneys’ charges and prices.

In case you consider your insurance coverage firm has improperly denied your declare for incapacity insurance coverage advantages, we’re right here to assist. Name our staff right this moment for a free session at (877) 664-5407.